Last updated November 23, 2007
This policy applies to studentloanhighway.com's collection, use, storage and disclosure of information by studentloanhighway.com’s on its, (a) websites, including all its divisions, subsidiaries and related companies (collectively, the "Websites"), (b) on various third party websites, and (c) to studentloanhighway.com’s other information collection, including the purchase of customer lists from third parties, or the use of customer lists from third parties. studentloanhighway.com is not responsible for the information collection or privacy practices of third party websites or applications.
Collection of Survey Information
studentloanhighway.com collects information from individuals by various methods, including, but not limited to, when an individual voluntarily completes an studentloanhighway.com survey, order form, or a registration page either online or offline, or by means of online or offline surveys, order forms, or registration pages operated by third parties (collectively, a "Survey"). (As used herein, "online" means using the Internet, including the Websites, and related technologies, and "offline" means by methods other than online, including in person, in the postal mail, using telephones and cell phones, and other similar means.) In the Surveys, studentloanhighway.com or a third party (a "Third Party") may ask an individual to provide various information to studentloanhighway.com, which may include his or her name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, employment information, personal and online interests, and such other information as may requested from time to time (together, "Survey Information"). Completing the Surveys is completely voluntary, and individuals are under no obligation to provide Survey Information to studentloanhighway.com or Third Party, but an individual may receive incentives from studentloanhighway.com or a Third Party in exchange for providing Survey Information to studentloanhighway.com.
Collection of Third Party List Information
studentloanhighway.com collects information from individuals when an individual provides information to a third party and studentloanhighway.com subsequently purchases, licenses, or otherwise acquires the information from the third party (the "Seller"). Such purchased information may include, but is not limited to, an individual's name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the individual may have provided to the Seller (together, "Third Party List Information"). When acquiring Third Party List Information, studentloanhighway.com seeks assurances from the Seller that the Seller has a right to transfer the Third Party List Information to studentloanhighway.com and that the Seller has a right to provide offers from advertisers to the individuals whose personal information is included on the Seller's list.
Collection of Other Information.
studentloanhighway.com obtains information from individuals include (1) when an individual is making a claim for a prize or seeking to redeem an incentive offered by studentloanhighway.com or by a third party, (2) when an individual requests assistance through studentloanhighway.com's customer service department, and (3) when an individual voluntarily subscribes to a studentloanhighway.com service or newsletter (together, "Other Information").
Cookies, and Web Beacons
A cookie is a small piece of data which is sent from a web server to a web browser and stored locally on the user's machine. Cookies are used to improve the experience web users have when they see web advertisements. Cookies are not viruses and cannot erase your hard drive or otherwise damage your computer. Usage of a cookie is in no way linked to any personally identifiable information.
Used in combination with cookies, a Web beacon is an often-transparent graphic image, usually no larger than 1 x 1 pixel, that is placed on a Web site or in an e-mail that is used to monitor the behavior of the user visiting the Web site or sending the e-mail. When the HTML code for the Web beacon points to a site to retrieve the image, at the same time it can pass along information such as the IP address of the computer that retrieved the image, the time the Web beacon was viewed and for how long, the type of browser that retrieved the image and previously set cookie values.
studentloanhighway.com currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, studentloanhighway.com may use other new and evolving sources of information in the future.
studentloanhighway.com records information about the interactions that include ad content (banner) delivery, counting click-throughs on an ad, and tracking webpage views after a click-through. Browsers typically provide the browser version, the operating system, and the IP address of the computer in use. This non-personally identifiable information is collected from web users to assist in the proper function of our service as well as the targeting of advertisements from our customers and the reporting of aggregate data to both advertisers and publishers.
At studentloanhighway.com, we advertise various sweepstakes and prizes on behalf of our partners and other third-parties. Please note that we are not responsible for prize fulfillment for contests that you enter that are not owned by studentloanhighway.com. We may from time to time want to include you in our partner’s announcements and promotions. Please contact the advertiser about any issues regarding their offers.
We will share demographic information with our partners and advertisers. This however will not be linked to any personal information that will make you identifiable. studentloanhighway.com may use third parties to deliver certain tasks. Only the necessary information will be used in order for them to do their task.
Third Party Advertising
We use third-party advertising companies to serve ads when you visit our website. These companies may use information about your visits to this and other websites to provide advertisements and services that may be of interest to you.
Children under 13 years of age
studentloanhighway.com will never knowingly solicit nor will it accept personally identifiable information from users known to be under thirteen (13) years of age. This policy is to comply with the Federal Children’s Online Privacy Protection Act of 1998 (COPPA) http://www.coppa.org/comply.htm.
If you wish to discontinue receiving email messages from studentloanhighway.com, Please do one of the following:: To unsubscribe from studentloanhighway.com list or website, either (1) click here or (2) follow the instructions in each promotional email message sent by studentloanhighway.com.
studentloanhighway.com may disclose, transfer, and sell Individual Information to entities affiliated with studentloanhighway.com in studentloanhighway.com’s discretion.
California User Consumer Rights.
In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with California Department of Consumer Affairs, 400 R Street, STE 1080 , Sacramento , CA 95814 ; or by phone at 916-445-1254 or 800-952-5210; or by email to email@example.com.
For more information about protecting your privacy, you may wish to visit: www.ftc.gov